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$4 an Hour is $8,320 a Year

Gross Annual Pay$8,320
After Tax (Estimate)$7,268~$3.49/hour take-home
Based on 40 hours/week × 52 weeks/year

Salary Breakdown for $4/Hour

Time PeriodHoursGross PayFederal Tax*State Tax*FICANet Pay
Hourly1$4.00----
Daily8$32.00$0.00$1.60$2.45$27.95
Weekly40$160.00$0.00$8.00$12.24$139.76
Bi-Weekly80$320.00$0.00$16.00$24.48$279.52
Monthly173.33$693.33$0.00$34.67$53.04$605.63
Annual2080$8,320$0$416$636.48$7,267.52
*Tax estimates based on single filer, standard deduction, 2025 rates

Compare Similar Hourly Rates

Overtime Scenarios

Time and a Half (1.5x)$6.00/hour10 hours OT/week: $11,440/year (+38%)
Double Time (2x)$8.00/hour5 hours DT/week: $10,400/year (+25%)

What Can You Afford on $4/Hour?

Housing (28% Rule)
Maximum monthly rent/mortgage: $170
Annual housing budget: $2,035
Budget Breakdown (50/30/20 Rule)
  • Needs (50%): $3,634/year ($303/month)
  • Wants (30%): $2,180/year ($182/month)
  • Savings (20%): $1,454/year ($121/month)